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Kinvault
A secure handover platform for all your legal, financial and practical affairs
Help your family step into your shoes
Keeping track of your own personal admin is a challenge, but imagine if you had to figure out someone else’s? Your Kinvault is a secure online vault that helps people you trust to access your life easily, giving them information on everything from your Will and funeral arrangements to instructions for your pet.
Protect inheritance so it doesn't get lost
These days when details of bank accounts or shares can be hidden in the depths of a laptop or inbox, it’s really easy for assets to be overlooked or lost. Instead of relying on a box left under the bed, the Kinvault is a more efficient, secure way to record all the things you want to pass on.
Speed up probate for your loved ones
We’ll help you fill your Kinvault with all the recommended information that your family, executors and trusted advisers will need to sort out your estate and carry out your wishes. Probate can then be achieved more easily, which helps your loved ones receive their inheritance as quickly as possible.
What’s in a Kinvault?
Watch our one-minute Kinvault video
Learn more about how it works and why it could
benefit your family
Legal documents
All your critical legal documents, from your Will and Lasting Power of Attorney to things like the deeds to your house or details of any trusts you’ve set up.
A list of your assets
An inventory of all your worldly goods, including properties, bank accounts, investments, life insurance policies, pension information and any company shares.
Gifts you’ve made
A place to record the dates and details of any gifts you’ve made, which may be subject to the seven-year inheritance rule. This really helps your executors later on.
Key contacts
Names and contact details for your executors, beneficiaries, and key advisers (eg financial adviser or solicitor) as well as particular friends or family members.
Care documents
If you have a care plan in place, this is where you keep any documents you may have prepared, including last day wishes and resuscitation instructions.
Life admin
Utility providers, car documents, where you keep your spare house key, instructions for your pet – record all the practical areas of your life that your family will need to sort out for you.
Funeral wishes
Help your family arrange your funeral, from details of any pre-paid funeral plans to hymns, songs, music, readings and a list of people you would like to attend.
Personal messages
Add specific notes to be passed on to the special people in your life, or upload recorded messages for them.
How secure is the Kinvault?
Because we’re storing your most important data, security is our highest priority. We’ve put in place the most advanced levels of protection to ensure your data can only ever be accessed by those you trust. Read more about what we do to keep your information safe
Is there a limit to how much I can store in my Kinvault?
Our limits should be ample for all the practical documents and information you need to store. That said, the Kinvault isn’t designed to act as a full back-up solution, so storing your entire film collection isn’t what it’s for! Should you hit one of our limits, we’ll let you know.
Can someone else access my Kinvault while I’m still alive?
As part of your set up, we will guide you through permission setting, which could include things like allowing your Attorneys (under a Lasting Power of Attorney) to get access to your asset information if you are incapacitated (ie to allow them to do the job that you have appointed them to do). And you can also grant permissions in certain other situations, such as your financial adviser getting access to your asset information, to support your financial planning.
Can different people have different access permissions?
Yes – it depends on their role, the situation and the permissions you grant. Data changes are also logged for your protection.
Is there a maximum number of people who can access my Kinvault?
In life, for your protection, your Kinvault is principally accessible only by you (or you and your partner for mirror Wills). You can ask that your Financial Adviser is granted access to your assets section, to allow them to keep it update and help you with your financial planning. Our estate planners can access your legal documents section to provide support to you on your Will and other documents. Otherwise, access is restricted prior to incapacitation or death, at which point, and subject to passing security checks, relevant information can be passed on to the people who need to receive it.
How much does it cost?
We provide the Kinvault for free if we write your Will for you, with no ongoing costs. If you already have a Will, we can set up your Kinvault for an initial fee and there’s a small annual charge.
Can I keep passwords or bank credentials in my Kinvault?
The Kinvault is designed to store the locations of your bank accounts (and other assets), but not the log in details. By listing the locations, you simplify the process for your executors to legally gain access through the proper channels. Note the storing of passwords goes against our terms of use, as it could lead to your executors getting into trouble for not following the correct protocol.
What if Kinherit ceases to exist?
Because you’re likely to have a Kinvault for many years, it’s understandable that your main concern is whether we’ll still be around when you actually need to use it. In this extremely unlikely event, we’ve put in place the necessary planning to ensure all your data would be safely returned to you (or your executors) as digital files that you can then move elsewhere. Any copies we had would be destroyed.
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